Because we play by the book we want to tell you that…

There is no guarantee that it will be possible to arrange continuous letting of the property, nor that rental income will be sufficient to meet the cost of the mortgage.

You may have to pay an early repayment charge to your existing lender if you remortgage.

Your property may be repossessed if you do not keep up repayments on your mortgage.

There may be a fee for mortgage advice.

A fee of up to 1% of the mortgage amount may be charged depending on individual circumstances. A typical fee is £499.